O.A.C. Subject to terms of the Flexiti cardholder agreement. Minimum purchase may apply; amounts are based on purchase amount and promotional plan term length. Promotional plans and available interest rates vary based on applicant’s creditworthiness at time of application. Initial cardholder agreement annual interest rate (Account AIR) is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Equal monthly payments - no interest. No interest is payable for the duration of the promotional term on the balance subject to the promotion. The balance subject to the promotion is to be paid in equal monthly payments comprising principal, any applicable fees, and optional payment protection insurance premiums and taxes, if applicable, for the duration of the promotional term. Equal monthly payments - interest bearing. Promotional interest is applied during the promotion and accrues until the balance shown on your monthly statement is paid in full. The balance subject to the promotion is to be paid in equal monthly payments comprising principal and promotional interest, any applicable fees,
and optional payment protection insurance premiums and taxes, if applicable, for the duration of the promotional term. The applicable promotional interest rate (9.99%, 13.99%, or 19.99%) will be assigned and communicated before you complete your purchase and is dependent on the merchant and your creditworthiness. Interest at the Account AIR (including accrued interest for deferred plans where interest accrues) of 31.99% - 34.99% may be charged if the promotion: (i) is cancelled; (ii) balance is not paid in full by the promotion expiry date; or (iii) is forfeited, in whole or in part, for any other reason. All promotional offers on the account may be cancelled if any required payment is missed.  Administrative fees may apply (not applicable for Quebec residents) depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promotional plan term length and are payable in full if the promotion is paid off early. Annual fee of $39.99 applies for residents of Quebec ( $24.99 may apply for residents outside of Quebec). Deferred payment plans with “no payments” are not available for Quebec
residents. Promotional plans are conditional upon meeting identification and verification requirements and subject to having credit approval and a valid email address. Notifications on changes to promotions and terms will be provided as required by legislation. Financing arranged by Flexiti Financial Inc. B.C. License #83660. Flexiti, FlexitiCard, and the Flexiti design are trademarks of Flexiti Financial Inc. Other names, logos and designs that appear on this ad are the trademarks of their respective owners.